Financial Calculators


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Investing Money


COMPOUND  INTEREST  CALCULATOR  Solves for Principal, Ending Amount, Time or Rate

ANNUITY-DUE  CALCULATOR  An "accumulation phase" annuity calculator, used when an annuity is "building up".
Periods that can be input are Annual, Semi-Annual, Quarterly, Monthly, Weekly or Daily
Solves for (Yearly, Monthly, Weekly, etc) Amount Invested, Principal, Time or Rate

ANNUAL  ANNUITY  CALCULATOR  Use this during the "accumulation phase", that is to say when an annuity is "building up".
Solves for Yearly Amount Invested, Principal, Time or Rate

MONTHLY  ANNUITY  CALCULATOR  Another annuity "accumulation phase" calculator, except this works with monthly calculations.
Solves for Monthly Amount Invested, Principal, Time or Rate

ANNUITY  PAYOUT  CALCULATOR  Use this during the "annuitization phase" - when the annuity is "paying out".
Solves for Yearly Payout Amount, Principal, Time or Rate
Use this for planning a retirement or pension account.

ORDINARY ANNUITY PRESENT VALUE CALCULATOR
Periods that can be input are Annual, Semi-Annual, Quarterly, Monthly, Weekly or Daily
Solves for Present Value, Payment Amount, Years or Annual Interest Rate

Annuity Formulas

3 Annual Annuity Formulas  Solved for total amount, annual amount and years.

3 Monthly Annuity Formulas  Solved for total amount, monthly amount and months.

3 Annuity Payout Formulas  Solved for annual payout amount, principal and years.

3 Ordinary Annuity Present Value Formulas  Solved for present value, periodic payment and years.

Interest Rates

Interest Rate Convertor  Converts annual rate to compounded rate or compounded rate to annual rate. (calculates continuously compounded rates).

Interest Rate Ultra Convertor  Converts all annual rates to compounded and all compounded rates to annual (calculates continuously compounded rates)

Continuously Compounded Interest Rates  Tutorial and formulas

Continuously Compounded Interest Formulas  Tutorial and formulas

Annual interest formulas  solved for total, principal, years and rate.

Compound interest formulas  solved for total, principal, years and rate.




Borrowing Money


Loan Calculators

LOAN  PAYMENT  CALCULATOR   For Calculating Loan Payment, Amount, Time or Rate

YEARLY   MORTGAGE  PAYMENT   CALCULATOR
Calculates Monthly Payment AND
Calculates YEARLY Running Totals of:
Payments, Interest Paid and Ownership Equity

MONTHLY   MORTGAGE  PAYMENT   CALCULATOR
Calculates Monthly Payment AND
Calculates MONTHLY Running Totals of:
Payments, Interest Paid and Ownership Equity


"INTEREST  ONLY  LOAN"  CALCULATOR  

CREDIT  CARD  CALCULATOR  

Loan Formulas

LOAN  PAYMENT  FORMULA - Solved for Payment   The formula (as well as a worked-out example) for Calculating Monthly Loan Payments

LOAN  PAYMENT  FORMULA - Solved for Principal   Determines how much money you can borrow if you know monthly payment, rate and years.

LOAN  PAYMENT  FORMULA - Solved for Years   Determines time you need if you know monthly payment, rate and amount.

TOTAL   LOAN   COST   FORMULA   and   CALCULATOR
Calculates Total Loan Cost from Principal, Rate and Years.

Loan Calculations

CALCULATING   LOAN   INTEREST,   EQUITY   and   BALANCE
This page shows how a mortgage (or loan) balance (equity and interest) are actually calculated.

Miscellaneous

The Dow 30

ALL Dow 30 averages from 1970 to the present. (over 10,000 days)
Dow 30 from 1970 through 1979
Dow 30 from 1980 through 1989
Dow 30 from 1990 through 1999
Dow 30 from 2000 through 2009
Dow 30 from 2010 through 2019
Dow 30 from 2020 through 2029

ALL Highs of the Dow Jones Industrial Average   A list of ALL the highs from 1896 to the present.

Dow Jones Industrial Average   A history of the Dow Jones Industrial Average and how it is calculated.

Dow 30 Companies   A complete listing from 1896 to present of all companies that were included in the Dow Jones Industrial Average.

Dow 30 Company Changes   A listing of all companies that were included or replaced from the Dow Jones Industrial Average 1896 to present.

Three graphs of the Dow Jones Industrial Average   1896 to the present.

Tutorial about Bull and Bear Markets of the Dow Jones Industrial Average   Four Graphs from 1896 to the present.


Standard and Poor's 500 Daily Stock Index
(2020 - 2029)

Standard and Poor's 500 Daily Stock Index (2010 - 2019)

Highs of the Standard and Poor's 500 Stock Index
(2010 to Present)


World Currencies

CURRENCY  CONVERTER  Converts 180 Currencies Simultaneously

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